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The Power of People in Digital Banking Transformation

Financial institutions are rapidly building new digital ventures and business models. But they too often don’t have the right people and organizational structure to capture the full potential of these initiatives. Today’s financial services leaders must learn five lessons in order for their organizations to succeed:

  • Teach digital to business leaders, and teach the business to new digital leaders—at scale. 
  • Build evolvable structures that support critical elements of the digital strategy. 
  • Transform the way the organization builds, buys, and borrows digital talent. 
  • Embed a digital culture to disrupt the business before attackers do. 
  • Extend agile ways of working to areas beyond IT.

Companies that adopt these best practices frequently achieve an improvement in net profits of 5 to 15 percent for the core business from both higher revenues and lower costs. They also gain the opportunity to tap into the potentially deep revenue pools that fintech players are beginning to seize.

Three Keys to Successful Digitization in Transaction Banking

Technology is disrupting the payments industry, but it’s also creating new opportunities. Here’s how you can survive the transition.

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Financial Institutions
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