Impact & Expertise

BCG Fellow

Ranu Dayal: Banking in Emerging Markets

Dayal_Ranu_thumb_lgRanu Dayal is a senior partner in BCG's New York office.

He has worked with a range of financial institutions and agencies in Asia, Europe, and the Americas, including global Dow 30 institutions, Asian national champions, leading sovereign wealth funds, and ministries of finance. He has also worked with many of the world's largest universal banks, as well as with specialist entities on the complex interplay of capital allocation, growth, and value creation.

Ranu became a BCG Fellow in 2011, and his research will examine the distinct sets of challenges facing banks in different parts of the world. In particular, he will focus on the evolution of emerging-market institutions.

Ranu will examine the ways that emerging-market institutions evolve as they face the sheer scale and variety of the demand for credit and transaction services from consumers, firms, and the state in their home markets. Delivering on this demand will create many opportunities for further innovation and growth. Ranu will study these transformational opportunities and their likely impact.

In parallel, Ranu will be leading BCG in supporting the World Economic Forum's year-long project, "Redefining the Financing Opportunity in Emerging Markets."

Before returning to New York in 2011, Ranu led BCG's offices in Southeast Asia for five years. Prior to his consulting career, Ranu taught economics at universities in India, Japan, and the United Kingdom. He earned a BA from St. Stephen's College, Delhi, an MA from Jawaharlal Nehru University, and a D Phil from the University of Oxford, all in economics.

  • Redefining the Emerging Market Opportunity
  • MORE
  • Tough Decisions and New Directions: Global Capital Markets 2012
  • MORE

Impact Stories

  • Delivering on the SME Pricing Opportunity at a Major Bank
  • Find out how BCG worked with a leading bank to turn pricing ideas into rapid bottom-line impact in SME banking.
  • read more
  • Making a Corporate Finance Function More Efficient
  • Learn how BCG helped a bank lower its corporate finance function costs while enhancing service to its business units.
  • read more
  • Service-Fee Pricing Policy for a Large Retail Bank
  • See how BCG optimized service-fee pricing for a top European bank, improving its collection effectiveness by 40 percent.
  • read more

Shaping the Future. Together.

As the world's leading advisor on business strategy, we seek to be agents of change—for our clients, our people, and society. more

The Premier Thought-Leadership Resource

BCG.Perspectives siteExplore the latest cutting-edge thinking on business and management

Financial Institutions Publications

  • Data, Analytics, Advice: Winning Share of Wallet in Wholesale Banking
  • MORE