Our Latest Thinking on Financial Institutions

Technology is reshaping financial institutions. Digital disruption can open doors to new opportunities—but choosing the right strategy to create value takes skill. Explore BCG’s latest insights and see what our experts think.

Featured Insights

Financial Institutions in Germany & Austria

Solving the AI Productivity Puzzle in Banking

There is a consensus in financial services that artificial intelligence (AI) is a potential game changer. However, its impact remains marginal rather than transformative, and few banks have translated its potential into material impact on the bottom line. This white paper bundles case studies of banks that achieved 10% - 20% increase in profit using advanced analytics and distills why they succeeded where others failed

Diskussionspapier BAIT: Bankaufsichtliche Anforderungen an die IT

Im November 2017 erfolgte die Veröffentlichung der „Bankaufsichtlichen Anforderungen an die IT“ (kurz: BAIT) durch die BaFin. Finanzinstitute stehen hier vor der Herausforderung eine entsprechende Umsetzung der Anforderungen sicherzustellen. Dieses Diskussionspapier gibt einen Überblick hinsichtlich der Anforderungen sowie konkrete Empfehlungen zur Umsetzung.

Compliance by Design: Banking's Unmissable Opportunity

Financial institutions face a rising tide of compliance regulation requiring them to fight financial crime and ensure proper employee conduct. The industry as a whole has faced hundreds of billions of dollars of fines over recent years for failing to take effective action. Many banks have responded, but at the cost of operational inefficiency and a more challenging customer experience.


Retail Banking

Close-up, blurred shot of blue, red, and yellow-lit numbers on a digital screen

The Sun Is Setting on Traditional Banking

The pandemic has accelerated the inevitable; the AI revolution is overtaking banking as we knew it. Banks that don’t transform stand to lose market share to faster, nimbler tech players.

How will financial institutions evolve? How will consumers bank ten years from now? Will digital natives redefine the landscape? Connect with us on LinkedIn to view our latest insights and share your ideas.


Asset & Wealth Management

A Tectonic Shift of Capital Is Just Beginning: Insights from Larry Fink

Larry Fink, the chairman and CEO of BlackRock, the world’s largest asset manager, explains how the climate crisis is fundamentally reshaping his firm’s approach to investing.

How to Reduce the Wealth Gap between Black and White Americans

White families in the United States have a median wealth nearly 10 times greater than that of Black families. BCG Managing Director & Partner Kedra Newsom Reeves explores this racial wealth inequality, and outlines how financial institutions can support Black Americans.

Managing the Next Decade of Women’s Wealth

For too long, wealth managers have looked at the women’s segment through a marketing lens. But women don’t want pink products. They want individualized service. Advisors that fail to adapt will miss out on a $93 trillion opportunity.

Corporate Banking and Capital Markets

Reinventing Corporate and Investment Banks

CIBs that take action in six critical areas can dramatically improve their cost-to-income ratios and returns on equity, creating a more prosperous and sustainable future.

Payments and Transaction Banking

Hot Topics

Seven Trends at the Frontier of Blockchain Banking - rectangle

Seven Trends at the Frontier of Blockchain Banking

Blockchain and other distributed ledgers go far beyond cryptocurrencies. They are becoming core banking activities and offerings. These top seven DLT trends make the leading-edge possibilities accessible.

The Role of Microcredit in the Age of COVID-19

An interview with Andrea Jung, President & CEO, Grameen North America.

Annual Flagship Reports

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Financial Institutions