我们对金融机构的前沿思考

The Evolution of Financial Services

技术正在大幅重塑银行、资产和财富管理机构以及其他金融机构。虽然数字化颠覆充满挑战,但可以打开新机遇的大门——只是,如何把握颠覆? 探索BCG对金融机构的前沿思考,了解专家的看法。

Featured Insights

Financial Institutions in China

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2021年全球财富报告:客户至上,掘金三大财富管理客群

长久以来,财富行业一贯采用由内而外的业务运营模式,而现在这种局面亟待改变。未来五年前景光明,个人投资者和财富管理机构皆有望迎来一派欣欣向荣之景。然而,在衡量和把握机会的过程中需要从客户视角出发,想客户之所想,并开展与其匹配的全面商业模式转型。

Global Retail Banking 2021: The Front-to-Back Digital Retail Bank

挑战迫在眉睫,零售银行全面转型正当时

零售银行必须围绕价值流走向数字化。大多数银行优先开展部分数字化举措,却没有在成本控制和风控上投入同等努力。如果不调整成本,银行数字化举措的变现就会举步维艰。本报告梳理了零售银行亟需着手开展的行动。

Digital

Annual Flagship Reports

Retail Banking

The Sun Is Setting on Traditional Banking

The Sun Is Setting on Traditional Banking

The pandemic has accelerated the inevitable; the AI revolution is overtaking banking as we knew it. Banks that don’t transform stand to lose market share to faster, nimbler tech players.

How will financial institutions evolve? How will consumers bank ten years from now? Will digital natives redefine the landscape? Connect with us on LinkedIn to view our latest insights and share your ideas.

VISIT BCG’S FINANCIAL INSTITUTIONS PRACTICE ON LINKEDIN

Asset & Wealth Management

A Tectonic Shift of Capital Is Just Beginning: Insights from Larry Fink

Larry Fink, the chairman and CEO of BlackRock, the world’s largest asset manager, explains how the climate crisis is fundamentally reshaping his firm’s approach to investing.

How to Reduce the Wealth Gap between Black and White Americans

White families in the United States have a median wealth nearly 10 times greater than that of Black families. BCG Managing Director & Partner Kedra Newsom Reeves explores this racial wealth inequality, and outlines how financial institutions can support Black Americans.

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Managing the Next Decade of Women’s Wealth

For too long, wealth managers have looked at the women’s segment through a marketing lens. But women don’t want pink products. They want individualized service. Advisors that fail to adapt will miss out on a $93 trillion opportunity.

Corporate Banking and Capital Markets

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Reinventing Corporate and Investment Banks

CIBs that take action in six critical areas can dramatically improve their cost-to-income ratios and returns on equity, creating a more prosperous and sustainable future.

Payments and Transaction Banking

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How Cashless Payments Help Economies Grow

Because digital solutions make it easier to send and receive money, they boost economic activity. Policymakers and companies should take steps now to accelerate adoption.

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An Interactive Guide to Global Payments

The world of transaction banking and payments is being transformed. At stake are $1 trillion in new global revenues by 2027. Explore this interactive to learn how the market will evolve.

Hot Topics

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Climate Should Not Be the Virus’s Next Victim

COVID-19 recovery efforts can contribute to solving two crises at once—if leaders direct recovery-focused investments toward sustainable infrastructure, green jobs, and environmental resilience.

Expert Interviews

The Role of Microcredit in the Age of COVID-19

The Role of Microcredit in the Age of COVID-19

The Role of Microcredit in the Age of COVID-19

Alfa-Bank’s Michael Tuch on Transforming Customer Journeys

Alfa-Bank’s Michael Tuch on Transforming Customer Journeys

The Digital Metamorphoses in China

The Digital Metamorphoses in China

New Ways of Working in Banking

New Ways of Working in Banking

Tjun Tang on Digital Finance in China

Tjun Tang on Digital Finance in China

Transforming Retail Banks for the Digital Age

Transforming Retail Banks for the Digital Age

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