Cesar Torres is a core member of Boston Consulting Group's Financial Institutions and Marketing, Sales & Pricing practices. He is a founding member of SmartBanking AI, BCG’s advanced suite of customer-centric AI modules and use cases. SmartBanking AI addresses critical challenges in sales enablement, pricing, risk management, and process optimization, equipping financial institutions with cutting-edge solutions to thrive in an ever-evolving market. As the global leader for Pricing in Financial Institutions, Cesar drives innovative strategies that transform pricing frameworks, boost margins and market share, and deliver measurable business impact through the power of AI, advanced data analytics, and rigorous change management.

Cesar is deeply passionate about leveraging AI and analytics to drive business transformation. He has extensive experience partnering with global and domestic banks on AI-powered programs that deliver margin enhancements and operational efficiency. His work spans critical areas such as B2B and B2C pricing, cross-selling strategies, credit risk assessment, and customer journey reimagination. He is able to seamlessly integrate strategy, change management, process reengineering, and data and technology enablement to deliver meaningful value and build lasting capabilities for his clients.

Before joining BCG, Cesar worked as a systems architect and developer, leading large-scale systems integrations across industries. This technical foundation reinforces his ability to bridge complex technological solutions with actionable business strategies, ensuring sustainable and impactful outcomes for his clients.