BCG’s global insurance industry value creators reports share insights and analysis from insurance leaders who have overcome industry challenges. Learn more.
                
            
        
    
            Featured Insights
Value Creation in Insurance
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
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          Slideshow
      
  
                        
    
        September 4, 2024
    
                    
                
                Globally, insurers have much work to do to improve their competitiveness with investors. But on a segment, regional, and company-specific basis, many are doing quite well.
                
            
        
    
             
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Report
      
  
                        
    
        September 6, 2024
    
                    
                
                Profitable growth generates superior shareholder returns. US P&C insurers have outperformed many other industries. Whether they can build on this record is an open question.
                
            
        
    
             
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Report
      
  
                        
    
        September 10, 2024
    
                    
                
                Reinsurers with the most stable year-over-year performance have consistently delivered the most value to shareholders during the past decade.
                
            
        
    
            
                    
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AI in Insurance
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Article
      
  
                        
    
        October 28, 2025
    
                    
                
                The human dimension—skills, culture, and leadership—will separate insurers that merely deploy AI from those that build an enduring advantage.
                
            
        
    
             
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Article
      
  
                        
    
        April 11, 2025
    
                    
                
                AI empowers insurers to accelerate progress toward existing goals and set even more ambitious targets for the future. But three considerations are essential to success.
                
            
        
    
            
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                Building an AI-Enabled Insurer from Within
            
        
    
            
                
                For GenAI to improve outcomes in the insurance field, says Signal Iduna Group’s Johannes Rath, employees had to start using the technology every day.
                
            
        
    
            
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                Growth Opportunities in Embedded Insurance for Telcos
            
        
    
            
                
                Bolttech’s Jens Shädler discusses how telco operators can benefit from embedding insurance offerings into their business models.
                
            
        
    
             
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Article
      
  
                        
    
        November 29, 2023
    
                    
                
                Many insurers are strategically positioned to benefit from blockchain and metaverse technologies, with health and property and casualty businesses leading the way.
                
            
        
    
             
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Article
      
  
                        
    
        November 28, 2023
    
                    
                
                With GenAI, insurers can enhance specialized processes, make better-informed decisions, and streamline finance operations—while also building a foundation for innovation within the finance function.
                
            
        
    
            Embracing the Agent Advantage: Independent Agents as Front-Line Underwriters
Even as insurance becomes more digital, independent agents remain indispensable given their localized knowledge and unique expertise. They wield significant influence in customer acquisition and retention, and their endorsement is often what drives a sale. So, becoming the carrier of choice for agents can mean the difference between merely surviving in the competitive landscape and driving profitable growth.
This white paper reveals how independent agents can help insurers chart a course toward more sustainable growth and profitability.
         
  
  
  
  
  
  
  
  
C-Suite Agenda
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Article
      
  
                        
    
        June 13, 2025
    
                    
                
                To compete in this growing market, insurers need to rethink their tech foundations, building or extending the right capabilities across the entire value chain.
                
            
        
    
             
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Article
      
  
                        
    
        May 22, 2025
    
                    
                
                For more than 40 years, the industry has grown in lockstep with GDP. Can anyone break the paradigm and outperform?
                
            
        
    
             
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Article
      
  
                        
    
        September 20, 2024
    
                    
                
                The expansion of China’s relatively untapped markets for personal and health insurance will unlock significant growth opportunities for the sector over the next decade.
                
            
        
    
             
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Slideshow
      
  
                        
    
        September 13, 2024
    
                    
                
                With the life insurance penetration rate at 51%, the industry is developing an integrated ecosystem grounded in KPIs to boost productivity, increase sales, and promote growth.
                
            
        
    
             
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
          Article
      
  
                        
    
        May 3, 2024
    
                    
                
                Companies embarking on a core transformation need to recognize that this journey involves both IT and the business—and it’s become a competitive necessity.
                
            
        
    
            BCG on Insurance
                
                Will AI in insurance reshape the industry? Where are the growth opportunities for insurers? Connect with us on LinkedIn to read our latest insights and share your ideas.
                
            
        
    
        
    
    
        
    
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