How We Help Clients with Digital Assets

Digital assets present institutions with interconnected choices: where to participate, which investments to prioritize, when to build or partner, and what capabilities are required. BCG’s digital assets consulting teams work across banks, payments and fintech companies, technology providers, regulators, and digital-asset-native companies, bringing perspectives from across the ecosystem to each engagement.

We bring strategy, action, and the latest technology together to help clients translate their ambition into concrete business, ecosystem, and technology decisions. Our digital assets consulting services bring together four interconnected areas:
Digital Assets Strategy and Go-to-Market

We help clients determine where digital assets fit within their enterprise strategy and size opportunities across stablecoins, tokenized deposits, tokenized real-world assets and securities, cryptocurrencies, and other on-chain products. Our digital assets strategy consulting work then connects those priorities to the business case, operating model, product roadmap, and go-to-market strategy needed to bring selected offerings to market.

Consortium Design and Formation

Many of these initiatives depend on collaboration among peer institutions. BCG helps define the governance, economic model, intellectual property, and participation terms needed to make a network attractive to its participants. Our work across the ecosystem and role as an independent advisor enable us to convene participants, broker alignment, and establish the foundations for shared digital asset infrastructure.

Risk and Compliance

Digital asset regulation is fragmented and evolving across jurisdictions. We help institutions build the risk and compliance frameworks, controls, and governance needed to participate in these markets while meeting the expectations of regulators and boards. We integrate digital asset risk and compliance into the strategic and operating decisions surrounding these activities.

Technology and Infrastructure

We advise clients on the technology architecture underpinning digital asset offerings, including blockchain and protocol selection, custody and wallet infrastructure, and integration with legacy core systems. Our teams help determine what to build, buy, or source through partners, and design a technology stack that is secure, scalable, and interoperable.

Our Clients’ Success in Digital Assets

Our digital assets consultants work with banks and financial institutions to develop digital asset strategies, prioritize where to participate, and define the business, technology, and ecosystem capabilities required.

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BCG worked with a G-SIB to develop a digital assets strategy spanning priority use cases, ecosystem requirements, and capabilities required to execute. The engagement established prerequisites to help build products to advance the bank’s digital assets initiatives.
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A North American bank with strengths in payments and capital markets engaged BCG to assess the evolving stablecoin and digital assets landscape. Together, we identified priority “win now” opportunities and explored how the institution could take a leading role in shaping the tokenized financial ecosystem.
BCG developed a framework to prioritize digital asset use cases for a European bank, including business and functional designs for selected initiatives. We also supported its application to a stablecoin consortium and explored tokenized deposits, including a proposed transaction involving four entities in the domestic market.
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A European retail bank engaged BCG to define its digital assets strategy across all business units. We developed a product roadmap, assessed participation in ecosystem initiatives, proposed the supporting technology strategy, built products and capabilities for prioritized use cases, and worked with business units on digital assets and tokenized money.

Our Solution for Digital Assets

Our Insights on Digital Assets

Our Digital Assets Consulting Leadership Team

Our digital assets leaders draw on a global team of experts spanning payments, banking, capital markets, risk and compliance, ecosystems, and technology to help clients advance their strategic and operational priorities.

Christian Schmid

Global Head of Banking & CIB
Zurich

Inderpreet Batra

Global Head of Payments & Fintech
New York

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