Traditionally conservative banks that don’t provide the type of data-driven, innovative services offered by Big Tech will fall short of consumers’ expectations. Worse, fintechs are more than ready to step in and meet those needs—even if their methods are suboptimal.

Education
- Diplm, Physics, Ruprecht-Karls University Heidelberg
Jakob Liss is a core member of BCG X Boston Consulting Group's business unit for advanced analytics, AI, and software, and a leading member of the firm's Financial Institutions and Risk & Compliance practices. He has in-depth project experience in process optimization and digitization through data science and machine learning, and extensive industry knowledge of financial institutions and (credit) risk management.
Jakob is passionate about transformational AI and analytics in financial services, and co-leads BCG's SmartBanking AI offer which serves various financial institutions globally via on-premises and as-a-service implementations.